‘Tis the Season of Giving!

I hope this letter finds you well as you begin to make your preparations for this Holiday Season.

Christmas is the time of year for children, right?  Well, I’m writing today in the hopes you’ll find it in your heart to help some children who’s Christmas can be made a whole lot merrier with our help.

Each year I hold the Holiday Extravaganza and during the event we hold a special raffle to benefit the children of Dare Family Services.  Well, unfortunately this year I am not holding this event due to family obligations.  Typically we raise anywhere from $1,200 to $1,500 for them.  This money goes directly to buying Christmas presents for the children who are served through the foster care agency.

These children are in foster care through no fault of their own.  They are there because of abuse, neglect, or other trauma.  These children have had a difficult life.  Some of them are infants, others are teenagers and many have been in and out of foster care most of their lives.  But no matter what they all have one thing in common – they could all use the love, help and support of people like you to make their Christmas a little brighter.

Many of you don’t know that I spent four months in foster care before being adopted by my mom and dad.  These children have a special place in my heart. And, although I recognize that you could share your resources with any of the countless worthy charities out there, I hope you will find it in your heart to click the link and send a donation to support the children of Dare Family Services.

All you have to do is click this link and you will be redirected to Paypal where I have set up a way for you to donate.

100% of what you generously donate will go to the children of DARE Family Services.  Any and all credit card processing fees will be reimbursed by me so that all the money we raise can be used to bring a joyful and happy Christmas to these children.

Won’t you help me reach out goal of $1,500 for the children of DARE Family Services?

I hope you will!

Wishing you a wonderful, joyful and Happy Holiday Season!

Maureen

There are many things you can do to earn extra money for the holiday’s and I‘ve outlined some great tips in my new FREE downloadable Debt Free Means Stress Free Holiday Guide.  But, today I want to share with you a fun, new way I’ve found to help make some extra money for the holidays.

I recently hosted a gold party and made so much money I replaced all my windows in my home AND I didn’t even have that much gold.

Here’s how it works…

First, it’s a reverse party of sorts.  You earn money, you don’t spend it…which is pretty awesome since the whole point is to get some extra cash into your pocket for Christmas shopping.

You bring all your unwanted gold, platinum or silver jewelry in any condition – even old heirlooms collecting dust to the party.  A gold party specialist will test, weight and quote its value to you.  If you decide to sell, you receive a check on the spot.

Isn’t that easy?

And, just a palm sized amount can pay out hundreds of dollars!

If you’re unable to attend a party, the gold specialist can meet with you personally to evaluate your gold and other precious metals.

Maybe you already sold your gold or don’t have any gold to sell.  Well, you can always check with other women close to you and help them receive the value of their unwanted jewelry.  It feels great to share prosperity with your friends and family during the holidays.  So ask, because you never know who is looking to make some money for the holidays!

If you’re interested in having a gold party or want to meet with a gold specialist to see what your gold, silver or platinum might be worth – drop me a line and I will be happy to put you in touch with my friend who is a gold specialist.

Email me at maureen@breakthroughyourmoneybs.com and I will put in touch with her right away so you can Pay Cash For Christmas!

Oh, and if you want to earn even more money to pay for  the holidays or even get out of debt consider becoming a Gold Specialist.  It’s another great way to put some money into your pocket even if you only want to put a few hours a week buying gold.

Remember a debt free holiday is a stress free holiday.  We don’t want to put any purchases on our credit cards and this is a great way to ensure that it never happens.

Soon, you’ll hear Christmas carols everywhere you turn, and you’ll be fighting the crowds to get your holiday shopping done.

But you don’t have to go into debt to buy your friends and family gifts.

Leslie Gaydos is here to help.

Most people wait until the last minute, they run to the store and charge it up and then pay for it in January.

But one money coach says there is a way to get your shopping down and stay under budget.

Money Coach Maureen Campaiola says credit cards are not your friends and they are intended to help disconnect you from your money.

To stave off the January billing statement blues, make a plan now.

It’s extremely important, she says, to make a list.

And don’t forget to budget for all the extras: stocking stuffers, cards, wrapping paper, tree, holiday outfits, food and New Years Eve champagne.

Watch this video for more tips on how to save leading up to Christmas.

Think about this: Thanksgiving, Christmas, and New Year’s are three major holidays that occur within a 32-day span of each other.

You may be thinking, “The leaves have barely begun to turn color so why think about holiday gift giving and holiday expenses?” I will tell you from experience that it really is smarter to start earlier than to wait for the last-minute holiday rush. By planning now, you can take advantage of deals that will save you tons of money in the long run. Additionally, the more you plan, the less stress you will have. It’s as simple as that!

By applying these tips you will save money, be better prepared and have a holiday season that’s just about stress free.

Ready to get started? Great! Then download your complimentary copy of the The No BS Stress Free, Debt Free Holiday Season Shopping Guide now.

Most of us are so used to using credit cards that we give very little thought to what is going on when we whip them out and start swiping.

But here’s the thing:  Credit cards are intended to help you get disconnected from your money.  By disconnecting you, you don’t realize or even recognize that you have started to over spend.  So what ends up happening is that you forget what you bought and almost have a stroke when the bill comes in.

When that happens you’re left with feelings of shame, guilt, dread and worry about what you’ve done and how you’re going to pay for it.

So, what should you do?

Well, it’s a bit obvious but,  STOP using your credit cards and start paying cash.  By paying in cash you will begin to reestablish a connection to your money.  You’ll be less inclined to overspend and will probably see a reduction in your overall spending just by converting from credit cards to a cash payment system.

You can still use your credit cards but only if you plan on paying off the bill in it’s entirety when it come due.  If not, don’t use them.

Remember it’s easy to rack up the debt with credit cards.  Put them away or cut them up to avoid the temptation and start carrying around cash.

Welcome NECN viewers! 

This site is dedicated to helping you gain a better understanding of your relationship with money so you can  make better and better money decisions.

There are countless free resources available on this site for you; browse around and take advantage of any or all of them.  I frequently create new tools and resources and make them available to my members.  Coming up next month is my new and updated Holiday Shopping Guide.

Did you get your copy of my Clearing Money  Mini Course?  It’s  completely free and will really help you to clear up a few pesky money issues so you can free up your energy so you can  focus on more important and pressing money concerns

Click here to sign up for my FREE Clearing Money Mini Course

Are you on Facebook?  Well, I have a small but growing community of followers and I regularly post great money tips, articles and useful information to help you find and fix the reasons for your overspending, debt, and under earning.

Click here to join my Facebook Page

If you have a Twitter account you can get all of the same great content on Twitter as well!

Click here to follow me on Twitter

Lastly, I work with all types of people but most importantly I work with women (and men too) who are serious about getting out of debt!  If you would like to discuss working with me, email my assistant Lisa at Lisa@breakthroughyourmoneybs.com and she will set up a time for us to talk.

Thanks for visiting!